An organized closet saves you time and money. People who cannot find important items or lost articles of clothing are tempted to simply buy a new replacement. When you can quickly find and easily access all your important items, you may be less likely to simply give up and purchase a new thing. Consumers typically wear only 20% of the clothes they own. If your closet space feels crowded by items you no longer wear or want, then the temptation to spend more might be even greater.

What are the 5 Cs of Credit?

September 7, 2022

Lenders want to know that you can pay back the money you borrow. This means that you know how to manage debt responsibly or, said another way, that you are creditworthy. Using the 5 Cs of credit, lenders can evaluate your creditworthiness. So, what are the 5 Cs of credit?

4 Advantages Renters Have Over Homeowners by Amos Faulkner from Do Money Well

July 27, 2022

Owning your place is often described as part of the American Dream. However, in reality, Insider notes that there are several financial reasons why renting a home or apartment can be better for you than buying. Safely Finance outlines four benefits going the rental route gives you.

Reading a lease

July 7, 2022

No renter avoids reading a lease. No matter what size apartment or home, where you choose to live, or how you pay for your move, you will need to read and understand the terms and conditions of your rental agreement. If you do not understand your lease, you could end up signing a legally binding document that puts you into a sticky situation without you even knowing it.

What does “no deposit” mean?

July 5, 2022

To reduce your total moving and renting costs, you might consider a “no deposit” lease. So, what does “no deposit” mean? It’s simple: you sign a lease to rent an apartment without needing to park cash with your landlord upfront. The basic concept is straightforward, but there are some details that you need to know.

Landlord selling house? Know your tenant rights

July 1, 2022

Real estate owners can buy and sell as they choose. As property owners, the decision to hold onto an asset or to sell it remains their personal choice. However, that does not mean that a landlord can sell your home out from underneath you without any notice or consideration.

“My deposit cost me $3,000 that I could have invested or spent on furnishing my apartment!”

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How to organize your closet