People often say it takes credit to build credit. Without a credit history or credit card, it can be difficult to get a credit card, personal loan, or mortgage. So, how do you build a credit history and establish a credit score when you are starting from scratch?

Can rent payments help my credit score?

February 23, 2022

As a renter, you agree to pay rent without issues. If you make your rent payments on time, you deserve credit for proving your financial responsibility. Unfortunately, many landlords and property managers don’t share your rent payments with credit bureaus. Safely Finance is fixing that!

Should I refinance my mortgage?

November 10, 2020

The number of people refinancing mortgages skyrocketed this year. The increase began even before concerns around COVID-19. Various financial news outlets attribute the growth to plummeting interest rates. In March, Quicken Loans posted the highest production days in the history of the company and Better.com reported a 200% increase in loan applications [...]

“My deposit cost me $3,000 that I could have invested or spent on furnishing my apartment!”

Safely Finance customer boosted her credit score by reporting rent

Jessica R. | Recent Nursing School Grad

Jessica found her dream apartment in Miami, Florida

The Safely Finance Blog

How to build credit from scratch

Can rent payments help my credit score?

Should I refinance my mortgage?

“My deposit cost me $3,000 that I could have invested or spent on furnishing my apartment!”

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