Learn how to make your next move the easiest one yet. Read our tips for an easy move, managing moving costs, and more.
Lenders want to know that you can pay back the money you borrow. This means that you know how to manage debt responsibly or, said another way, that you are creditworthy. Using the 5 Cs of credit, lenders can evaluate your creditworthiness. So, what are the 5 Cs of credit?
People often say it takes credit to build credit. Without a credit history or credit card, it can be difficult to get a credit card, personal loan, or mortgage. So, how do you build a credit history and establish a credit score when you are starting from scratch?
As a renter, you agree to pay rent without issues. If you make your rent payments on time, you deserve credit for proving your financial responsibility. Unfortunately, many landlords and property managers don’t share your rent payments with credit bureaus. Safely Finance is fixing that!
The number of people refinancing mortgages skyrocketed this year. The increase began even before concerns around COVID-19. Various financial news outlets attribute the growth to plummeting interest rates. In March, Quicken Loans posted the highest production days in the history of the company and Better.com reported a 200% increase in loan applications [...]